Official Documents

95ko Terms & Conditions – The Complete Guide for Members

Please read these Terms & Conditions carefully before creating an account, placing bets, or using any service on 95ko. They outline your rights and responsibilities as a member.

Last Updated: January 2026

Key Highlights of Our Terms & Conditions at a Glance

The cards below summarize the key points of our Terms & Conditions — read the full details below.

Account Eligibility

You must be 18 years of age or older to open an account with 95ko. Identity verification is mandatory, and each person may hold only one account.

Bonuses & Promotions

Each bonus comes with specific wagering requirements. You must complete the required turnover before withdrawing winnings from bonus funds. Failure to meet the conditions may result in the bonus being forfeited.

Payments & Withdrawals

Deposits are processed instantly. Withdrawals are typically completed within 24 hours. Pending KYC verification may place a hold on withdrawals.

Account Security

It is your responsibility to keep your password and login details confidential. If you notice any suspicious activity, contact our support team immediately. Account sharing is strictly prohibited.

Prohibited Activities

Any fraud, duplicate accounts, bonus abuse, or other prohibited activity will result in permanent account closure and possible forfeiture of funds.

Changes to Terms & Conditions

95ko reserves the right to update these Terms & Conditions at any time. Any changes will be notified on the site. Continued use of the platform constitutes acceptance of the updated terms.


These Terms & Conditions constitute a legally binding agreement for use of the 95ko platform. By creating an account or using any of our services, you automatically agree to these terms. If you do not agree with any part of them, please refrain from using the platform.

1. General Terms & Conditions

95ko (hereinafter referred to as the "Platform", "we", or "us") provides an online betting and gaming service for users in Bangladesh. These Terms & Conditions govern the relationship between the Platform and its users.

All users must read and agree to these Terms & Conditions in full before using any 95ko service. These terms are provided in Bengali for the convenience of our Bangladeshi members. In the event of any conflict between the English and Bengali versions, the Bengali version shall take precedence.

95ko reserves the right to modify, update, or cancel these Terms & Conditions at any time. Any changes will be announced on the site and communicated to registered members via email. Continued use of the platform following any changes constitutes acceptance of the updated terms.

Please Remember: The 95ko Terms & Conditions is a living document that we update from time to time. We recommend checking this page regularly.

2. Account Registration & Eligibility

Age Verification & Eligibility

You must be at least 18 years old to open an account on 95ko. This platform is strictly prohibited for minors. We reserve the right to verify your age and identity at any time. If a member is found to have registered with false information, the account will be closed immediately and all balances will be forfeited.

One Person, One Account

Each individual may hold only one account on 95ko. If multiple accounts are found to belong to the same person, all accounts will be closed and all balances, including bonuses, may be forfeited. Operating multiple accounts from the same device, IP address, or payment method is considered a violation of this policy.

Accuracy of Registration Information

All information provided at registration must be truthful and accurate, including your full name, date of birth, phone number, and email address. This information may be required for KYC verification at a later stage. Providing false details may result in account suspension or termination.

  • Full legal name (as it appears on your National ID)
  • Correct Date of Birth
  • Active mobile number and email address
  • Current Residential Address

KYC Verification Process

95ko follows a Know Your Customer (KYC) process. Members may be required to verify their identity before making a withdrawal or for transactions above a certain amount. This typically requires a copy of your National ID, passport, or driving licence.

3. Deposit & Withdrawal Policy

Deposit Methods & Processing Times

95ko accepts deposits via bKash, Nagad, Rocket, and bank transfer. All deposits are processed in Bangladeshi Taka (BDT) and are credited to your account instantly under normal circumstances. Bank transfers may take 1–3 business days.

Minimum & Maximum Limits

Minimum and maximum deposit and withdrawal amounts may vary by payment method. Visit the payments page or contact our support team for current limits. Additional verification may be required for high-value transactions.

Withdrawal Process

KYC verification must be completed before a withdrawal can be processed. Withdrawals are generally processed within 24 hours of the request; however, delays may occur on weekends or public bank holidays. Withdrawal amounts will be returned via the same method used for the original deposit.

  • Minimum withdrawal amounts apply
  • Wagering requirements must be met before withdrawing from your bonus balance
  • Withdrawals must be made using the same payment method used for the deposit
  • Withdrawals may be temporarily placed on hold in the case of suspicious transactions

Warning: Withdrawals to third-party accounts are strictly prohibited. Funds can only be withdrawn to a payment method registered in your own name.

4. Bonus & Promotion Terms

95ko regularly offers a variety of bonuses and promotions, each with its own terms and conditions detailed on the bonus page. General bonus terms are outlined below.

Wagering Requirements

A certain amount must be wagered before bonus funds can be withdrawn. This is known as the wagering or turnover requirement. For example, a 10x wagering requirement means you must bet 10 times the bonus amount.

Bonus Validity

Every bonus has an expiry period. If the wagering requirements are not met within that period, the bonus will be forfeited. Bonus validity periods generally range from 7 to 30 days.

Bonus Usage Rules

  • Each bonus may only be claimed once (where applicable)
  • Bonus funds and real funds are managed separately
  • Accounts found to be abusing bonuses will be suspended
  • Certain games may not be eligible for bonus use
  • Wagering requirements also apply to winnings from free spins

Please Note: Read the specific terms of any bonus carefully before claiming it. If you have questions, reach out to our Live Chat support.

5. Betting Rules

All bets placed on 95ko are considered final once confirmed. However, in certain exceptional circumstances, a bet may be cancelled or reconsidered.

Bet Cancellation Conditions

  • In the event of a cancelled or suspended event
  • In the event that incorrect odds are displayed due to a technical error
  • Where insufficient information is available to determine a result
  • If Fraudulent Activity Is Suspected

Odds & Results

All odds displayed on 95ko are updated in real time. During live betting, odds can change rapidly. The odds at the moment a bet is confirmed will apply — not any subsequently changed odds.

Betting Limits

Minimum and maximum bet limits apply to each event and game. VIP members may be eligible for higher betting limits. 95ko reserves the right to adjust betting limits under certain circumstances.

6. Prohibited Activities

The activities listed below are strictly prohibited on 95ko. Violations may result in permanent account closure and, where necessary, legal action.

  • Multiple Accounts: Operating multiple accounts under the same individual is strictly prohibited.
  • Bonus Abuse: Deliberately exploiting or manipulating the bonus system.
  • Fraud: Any form of fraudulent activity, use of unauthorized software, or manipulation of any kind.
  • Money Laundering: Using the betting platform as a vehicle for money laundering.
  • Account Sharing: Allowing another person to use your account.
  • Bot Usage: Using automated software or bots to place bets.
  • False Information: Providing incorrect or false information during registration or KYC.

Warning: If suspicious activity is detected, 95ko reserves the right to suspend an account without prior notice. Funds may be held during the course of an investigation.

7. Account Suspension & Closure

95ko reserves the right to suspend or permanently close any account under the following circumstances.

Closed by 95ko

  • Where evidence of a terms violation has been found
  • If KYC verification fails or false information is found
  • If suspicious financial activity is detected
  • Under instruction from law enforcement authorities

Closed at the member's own request

Any member may close their account at any time by emailing our support team. We recommend withdrawing your full balance before requesting account closure.

Self-Exclusion

As part of responsible gaming, members may activate self-exclusion for a specified period. During this time, logging into the account or placing bets will not be permitted. The account cannot be reactivated before the self-exclusion period has ended.

8. Responsible Gaming

95ko believes betting is for entertainment, not addiction. We encourage all members to play responsibly and provide tools to help them do so.

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Loss Limit: Set a cap on how much you are willing to lose within a given period.
  • Session Limit: Set a daily time limit for how long you play.
  • Cooling-Off: Take a break ranging from 24 hours to 30 days.
  • Self-Exclusion: Block yourself for an extended break.

If you experience any gaming-related issues, please contact our support team. For more information, visit our Responsible Play View page.

9. Privacy & Personal Data

95ko takes the utmost care in collecting, storing, and using members' personal data. In accordance with our Privacy Policy, your information will never be sold to or misused by third parties.

However, information may be shared in the following cases: to comply with legal obligations, with partner agencies for fraud prevention, or with payment processing providers.

For more details, visit our Privacy Policy Read the page.

10. Limitation of Liability

95ko accepts no liability in the following circumstances.

  • Bets lost or missed due to internet disconnection
  • Losses caused by third-party software or device issues
  • Service disruption due to unexpected technical errors
  • Account details compromised due to the user's own negligence
  • Force majeure events (natural disasters, government restrictions, etc.)

95ko always strives to deliver the highest quality service, but technical issues cannot be entirely ruled out. Should they occur, we will work to resolve them as quickly as possible.

Notice: Betting and gaming carry financial risk. Never wager more than you can afford to lose. 95ko does not guarantee winnings.

11. Contact & Terms Updates

If you have any questions or complaints regarding these Terms & Conditions, please contact our support team. We provide support in Bengali, available 24 hours a day, 7 days a week.

  • Email: support@95ko.app
  • Live Chat: Click the icon at the bottom right of the site
  • Response Time: Usually within 24 hours

95ko may update these Terms & Conditions at any time. Members will be notified by email in advance of any significant changes. If you do not agree with the revised terms, you have the right to close your account.


Join 95ko Today

Done reading? Register now and claim your welcome bonus. Bangla support, fast payments, and secure betting — all at 95ko.

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